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Key Person
We are sure that you insure your cars and office equipment against disasters like fire or flood and include compensation for loss of profits within this cover.
But do you insure your cash flow in the event that key members of staff are unable to work due to death or illness?
Key People, are those staff within your business who no one else could step into their shoes and perform their tasks should they die suddenly or be unable to work.
In most companies the Directors are Key People, business drivers, and possibly certain sales or technical staff.
If you consider that in such an event you would have a potential problem, we can help you insure against the risk using Key Man policies. We have experience with a wide range of companies in this area and as Independent Financial Advisers are ideally placed to find the most competitive policy for you.